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    Disclosure Policy

    Policy valid from Jan. 1, 2012     

    This blog is a personal blog written and edited by me. This blog accepts forms of cash advertising, sponsorship, paid insertions or other forms of compensation.

          The compensation received will never influence the content, topics or posts made in this blog. All advertising is in the form of advertisements generated by a third party ad network. Those advertisements will be identified as paid advertisements.

    The views and opinions expressed on this blog are purely my own. I will only endorse products or services that I believe in or my readers might be interested in . Any product claim, statistic, quote or other representation about a product or service should be verified with the manufacturer or provider.

          This blog does not contain any content which might present a conflict of interest.

    For questions or concerns regarding this blog please contact me at savingwithsteph@yahoo.com

           To get your own policy, go to http://www.disclosurepolicy.org/